Chapter 13 Bankruptcy

Debt Reorganization in Morris County & Throughout New York & New Jersey

At the Law Offices of Scott J. Goldstein, we are committed to ensuring that our clients receive favorable resolutions to their debt-related complications, and we want to help you become debt free once and for all. When you choose to work with our firm, we will meet with you in person or set up remote counseling and thoroughly review your entire debt situation.

We are committed to providing personalized counsel for each individual who seeks our help and we will make sure that you remain updated throughout the course of your case. If you are considering bankruptcy, the Law Offices of Scott J. Goldstein may be the right choice for you!

Chapter 13 bankruptcy is sometimes referred to as reorganization bankruptcy because unlike Chapter 7, you will be able to keep your assets and property while still repaying your debts. When you file under this chapter, you will repay creditors with a lump-sum approved by the court system and divided among your debts. Determining the overall cost of your debts and the payment amount can be challenging, which is why it is important that you speak with an attorney as soon as possible.

Benefits of Filing

There are a lot of people who have numerous negative connotations associated with bankruptcy; however, there are many benefits to filing. When you file for bankruptcy, you can:

  • Stop harassing creditor calls and collection attempts
  • Save your property from foreclosure
  • Reverse bank levies and wage garnishments
  • Begin rebuilding your credit score
  • Get rid of second mortgages with lien stripping

Of course, each individual's unique situation is different and the circumstances governing your bankruptcy and debts will vary. In order to better understand how a Morris County bankruptcy lawyer can help you, we encourage you to contact the Law Offices of Scott J. Goldstein today and schedule a consultation with our office as soon as possible.